Today, December 16, 2009, where total disability was not in question, the Ninth Circuit affirmed a district court opinion that found that MetLife did not abuse its discretion by concluding that Reflex Sympathetic Dystrophy fell into the disability insurance policy’s limitation for “neuromusculoskeletal and soft tissue disorder” which limits the duration of disability benefits payable for such disorders to 24 months. Lydia Winz-Byone v. MetLife et. al.